Last updated: 4 March 2026
Steerplan Ltd (“we”, “us”, “our”) operates the Steerplan mobile application. This Privacy Policy explains how we collect, use, and protect your personal data in compliance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
Account data: Name, email address, and profile picture provided through your Google, Apple, or X authentication via Clerk.
Financial data: Bank transaction data (amounts, dates, descriptions, merchant names) accessed through Yapily Open Banking or uploaded via CSV files.
App usage data: Income sources, budgets, savings pots, reminders, and spending categories you create within the App.
AI conversation data: Messages you send to the AI assistant and the responses generated.
Subscription data: Subscription status and billing information managed by RevenueCat and Apple. We do not directly access your payment card details.
We use your data to:
When you connect a bank account, Yapily (an FCA-authorised provider) accesses your transaction data on your behalf. We receive transaction details but never your banking login credentials. You can revoke bank access at any time through the App's settings or directly with your bank.
Your financial data and messages are processed by Anthropic's Claude AI to provide insights and categorisation. Data sent to the AI is used solely for generating your responses and is not used to train AI models. We send only the data necessary to fulfil your request.
We use the following third-party services:
Each provider operates under their own privacy policy and data processing agreements.
We retain your data for as long as your account is active. If you delete your account, we will delete your personal data within 30 days, except where retention is required by law. AI conversation history is retained for the duration of your account.
Under UK GDPR, you have the right to:
To exercise any of these rights, contact us at privacy@steerplan.com.
We implement appropriate technical and organisational measures to protect your personal data, including encryption in transit and at rest, secure API communications, and access controls.
Steerplan is not intended for users under 18 years of age. We do not knowingly collect data from children.
We may update this Privacy Policy from time to time. We will notify you of material changes through the App.
For privacy-related enquiries, contact us at privacy@steerplan.com.
Steerplan Ltd
England and Wales